EVALUATION ACTIVITY OF GOODS AND ASSETS
It is recommended, to avoid any discussion with the insurer at the time of the liquidation of a claim, to maintain an updated evaulation of goods and properties stablished by mutual agreement before the signing of a contract. This assessment is made by our team of experts o come up with the real values of properties.
The company, like the individual, is subject to the proportional capital rule) if the specified capital of the insured risks are not in conformity with the reality observed by the insurer after the disaster. If, for example, the capital declared by the insured persons is lower than the actual capital costs identified after a claim, the benefits has to be reduced by the same proportion as the insufficiency of insured capital.
CES, the Center of Expertise and Service approved by the Tunisian Federation of Insurance Companies, the Ministry of Justice and the Ministry of Equipment, ensures among its vocations the Expertise of the Prior Assessment of property values. (Movable property, real estate and financial value).
CES has been conducting this expertise since 1995, which has allowed it to accumulate exceptional experience in various fields and to guarantee a good reputation and win the trust of insurance companies, financial authorities and institutions and private companies.
Our Preliminary Assessment Service is primarily intended for the determination of the agreed values of movable and immovable property and the actual capital required in the preparation of insurance contracts or for the integration of companies in the stock exchange.
Our CES office is also a reference for banks and financial institutions for the evaluation of movable and immovable property for mortgage or financing purposes.
CES is also certified for the establishment of approved evaluation reports for goods and propertie to Financial bodies in the with the formation of companies and / or the reinstatement or increase of capital.
Our expertise service is intended for our partners and individual customers, private companies and insurance companies in the Tunisian territory, in the Maghreb and the Arab world and in the European community.
The mission of the Preliminary Assessment of property values is carried out by a team of experts and technicians specialized and experienced in their areas of expertise who complement each other in the determination of the replacement and used values of the goods concerned by the evaluation.