Damage caused by storm and flood hazards may be covered by the Fire Insurance Contract. Are covered under this guarantee the damage caused by the action of the hail on the roofs or by the direct action of the wind on the buildings or insured objects or by the shock of a body (tree, post or electric pylon) overturned by the wind. For the damage to be taken care of, it is necessary that the wind blows at a speed superior to 100 kms per hour or that it destroys buildings said of good quality, constructed and covered in nonflammable hard materials ( eternity, steel or slab) within 5 km of the insured company's site. Installations located outdoors are excluded from the warranty.
Flooding refers to incidents of overflowing of premises by water from the interior or exterior resources.